Lauren Scruggs, the model who lost a hand and an eye when she walked into a spinning plane propeller, has reportedly rejected a $200,000 settlement and is suing the plane’s insurance company for an unspecified amount.
The 23-year-old model and fashion blogger from Plano, Texas, has filed court documents in Dallas suing the company insuring the plane owned by defendants Shell Aviation and Michael Shell and piloted by Curt Richmond. more after the jump
offered’’ to pay her $200,000 for the accident. The company claims that it has a maximum limit of $1 million total coverage for each plane, including a $100,000 sublimit for each passenger. Since Richmond was covered by an extra policy extending to other planes he flies, the company offered a $200,000 payout from the combination of the two policies, saying it was the maximum.
However, in court documents, Scruggs disputes her status as a “passenger’’ in the eyes of the insurance company. The policies define a “passenger” as “any person, other than the pilot, who is in the aircraft or getting in or out of it," according to her complaint. Scruggs claims she was not a passenger because “she was not in the aircraft or getting in or out of it at the time of the incident.’’
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